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Is Shopping Online with Credit Cards Safe?

Actually, almost everyone had the same doubts at least once while shopping online. Most of those questions are easy to answer, unfortunately, some of them do not have only one answer. We cannot detect every fraud that is out there, but we can be careful when shopping online, and make some very good deals.

What Are Online Shopping Benefits?

Online shopping has many advantages. You can shop for almost everything you can imagine, while you are sitting comfortably in your own home. Your purchases can be done in the moment of the day that you find to be more convenient; this means that you do not have to deal with fixed opening schedules. You can shop even at night!

Shopping from home will also help you avoiding rows and wasting time. You just select what you want to buy, pay for it, and decide when would it be ok to receive it in your home.

The best part of online shopping is that you can find great offers.

Why Do Online Stores Have Better Offers?

Most of online stores do not have a real location, or, since their costumers get to know the shop from the Internet, they can have a physical store located away of the commercial area. This implies to have no rent to pay, or just a small one, if they decide to have a not so well located store. Publicity costs are also lower on the Internet, and if an online store is well positioned within the searching tools, publicity is made almost by its own. These factors reduce the total expenses of the owner and lower expenses mean less cost for the final consumer. That is the main reason cause you can find those excellent prices on the e-stores.

Is It Safe To Provide My Credit Card Details?

When you are asked for sensitive information on a web site, you have to make sure that you are on a trusted site before sending it. Identify whether if you are in a trusted site or not is essential for protecting yourself from identity fraud. If you find a good offer on a web site but you do not trust the web page, just try to find another way to do your purchase. You can ask for an address to pick up your product and pay for it personally with credit card or cash. You can also decide to use any other verified payment method, if it is available.

How Do I Know If I Am On A Secured Web Site?

There are two main things to check, to decide whether if you are on a secured site or not. The URL and the “lock” icon.

Normally, an URL address starts with “http” when you browse a secured site, the URL address should switch to “https” (pay attention to the final “S”). The other element to check is the “lock” icon that usually appears at the bottom of the browser. You can see it when entering to your home banking.

Remember that not all the site has to be secured in order to buy online. You have to check for these secure items just where you are asked to place important information, such as credit card or bank account details.

 

Benefits of Shopping on The Internet

Shopping on the internet allows us to select a particular store or even a brand name manufacturer if that is our shopping style. We can search by product or brand name, but either way, we are able to choose the store we feel most comfortable with to make our actual purchase. We can choose our favorite leading department store, favorite discount distributor, or even go right to the manufacturer if they offer online purchasing.

Our choice of who to buy from is only the beginning; our buying experience is further enhanced by the ability to make unlimited price comparisons. Only the internet makes it possible to compare prices of 10 different distributors of a hot tub without ever leaving the comfort of our home. Some sites offer cost comparisons within a single site, allowing a person to designate an item and to then see prices from several discount online merchants.

Because buying on the internet eliminates the need for an actual store location and staffing, prices are often at a considerable discount. Whether you are buying large items for health purposes, such as a hot tub to help your arthritis or fibromyalgia, or buying something small for spiritual purposes, such as a tiny bronze Buddha, or a medium item for purely decorative purposes, such as a brightly colored abstract framed jazz poster-all can usually be found at a fraction of the cost you might expect to pay if you purchased them in a specialty store.

Another benefit of doing our shopping online is the ability to find various ratings or evaluations of the products you are thinking about purchasing. Frequently web sites will offer various customer rankings and even customer reviews of the products, as well as web sites that offer more objective evaluations of items. Researching what you are buying can help guide your final choice, and in the end can lead to increased satisfaction with your ultimate decision.

One thing you need to consider when shopping online is the cost of having your purchase delivered. Frequently, you will be offered various speeds of delivery, with the longer you are able to wait to receive an item, the less expensive the delivery charge. Even for instant shipping, such as overnight or two-day delivery, often the discounted price is more than enough to offset the shipping. This is something you will need to think about when you make your cost comparisons. If the item will be taxed, that is, the distributor has a store in your state and is required to charge state sales tax; this should also be factored into the cost of the item.

When buying online, always consider the date that you want to have the product in your hand; ask yourself if there is a particular date that the item must arrive. This date, if it exists, will guide you in your choice of shipping method, and may, in fact, dissuade you from making a purchase that is not available by the time you need it. If your delivery requirements are more open-ended, and you have no specific time that you must receive the purchase by, you will have more flexibility in both shipping methods and who you order from.

Since more and more people have turned to the internet for their shopping needs, companies have developed ways to safeguard your personal information, especially credit card information. Look for assurances that your information is protected. If you are still wary of giving such information online, many internet companies allow you to print out order forms, and mail or fax them with your check or credit card information. While this may take a bit longer, it can be reassuring if you still do not feel comfortable providing such personal information, like your credit card number and expiration date, online.

Internet shopping also makes record keeping a breeze; printing a copy of your online order is often as simple as pushing your “print” button. The shipper almost always provides an order confirmation or code, which can be quickly jotted down and kept in a safe place near your computer. Many shippers, besides confirming your order by e-mail, will also confirm the date of shipment and inform you of the tracking number for the shipment. Some merchants even have places on their web sites where you can check the progress of your order, where it offers you several responses, such as awaiting shipment, shipped on a specific date, or expected arrival date.

If you are seeking a very specific or unusual gift, online shopping is often a wise choice. Want a specific animal breed cup for a loved one, or a towel featuring a certain college sports team? Instead of becoming frustrated when your local stores do not carry exactly what you want, the internet can locate even the most esoteric characters and team mascots. It is as if you are able to travel the world, shopping for that special gift to delight your loved one, that gift that says how much you truly care. Sometimes, if the item is very specific, you may have to search several sites before locating exactly what you want, but your chances for procuring a specific item are definitely enhanced by shopping online.

On a cold, rainy day, many of us dread taking an unnecessary trip outside the house. On just such days, we can easily do our shopping online, wearing our most comfortable clothes, sipping our favorite hot chocolate and watching the weather from a cozy vantage point in our own home. Imagine doing almost all of your holiday or birthday shopping for the year in a single afternoon? With the internet, this becomes a real possibility, saving you time, stress and money. Makes you glad to be alive in this day and age, doesn’t it?

 

Shopping Online Tips

1. Shop Around

When you are online it is surprising to find that only one company is selling the good or service that you are looking to buy. Because this is very rare it is a good idea to look in many online shops before finally making a purchase. When you are shopping around and looking at the different prices offered it is also important to consider any shipping costs that are associated with a transaction. It is often the case that these are over-looked according to published research.

2. Credit Card v Debit Card

When shopping online it is much safer to use your credit card than your debit card for online purchases. The reason for this is that when you use a credit card you can charge-back the merchant if you are not happy with the goods or service that you purchased. It is also important to use a credit card because of online fraud. If you are subject to fraud with your credit card then the credit card company will give you a refund whilst your bank will not in the case of your debit card.

3. Secure Payment Gateway

When shopping online it is important that you only enter your payment details via a secure payment gateway. In order to identify a secure payment gateway you should look in the address bar on the page where you are going to enter your payment details. If it reads https:// rather than http:// then it means that your data is being encrypted and as such will likely get to where it is supposed to. Please note that this does not apply throughout every page of the site, it only applies on the actual page that is being used to process payments.

4. Read the T and C

This may come as a shock to you, but you should always read the terms and conditions! Failing to read the terms and conditions may not seem too important at the time, but it certainly will retrospectively should anything go wrong. A savvy shopper will always recognize the importance of ensuring they know exactly what they are agreeing to.

5. Check for Contact Details

Should a website not have contact details such as address and telephone number then dealing with them is not a good choice. When you deal with a company and pay them money it is reasonable to assume you should be able to easily contact them when something goes wrong. If you cannot find anything other than an email address then don’t give them your money!

 

Popular Products in Shopping Online

Books – People spend much money on books every year because of their interest in reading. What’s more, they prefer to shop for books online rather than go to a bookstore. Obviously, it is much more convenient to pick out a book online just with a few clicks on your mouse.

Musics – Music is one of the most exciting and relaxed entertainments for people. However, people always have different tastes on different kinds of music styles. The online stores have provided a quantity of musics such as hip hop music, rock music, classical music, countryside music, and so on. Just to to enjoy yourself online; it is terrific!

Clothing – There are lots of clothing shops online, which have offered lower-priced clothes for customers to dress themselves. As to the female, the cost of clothing has occupied one third of their salary every month. Clothing is really something great online.

Games People, especially the young, like playing computer games very much. PlayStation is one of the most popular games, which is a line of video game consoles created and developed by Sony Computer Entertainment. As soon as the latest PlayStation gadgets are released, people often go to purchase one for themselves without hesitation. You would find that the sales volume of computer games will soon come to a boost at that tim

 

Inexpensive Way to Shopping Cosmetics

Gone are the days when buying cosmetics and other skincare and body care products were considered to be limited to the female gender only. As the beauty industry has reached new heights over the recent years with more glitz and glamour everywhere, these days, even men are very much keen to explore various branded men beauty care products and related accessories at budget-friendly prices. Worldwide famous brands dealing in healthcare and beauty products for instance Garnier, L’Oreal, MAC, Body shop and many more are now introducing creams, lotions, shampoos and other related skincare items for both men and women.

Buying branded and costly cosmetics at their original prices is not at all affordable for an average person with a meager salary and tons of daily expenses to take care off. That’s why money-saving online shopping strategies are adopted by smart E shoppers who want to get some extra savings in hand at the end of the day. You can explore various discount shops and online retail stores offering a variety of promo codes and pocket-friendly deals on branded beauty products of all kinds. Even though the global economy is melting, online consumer market for cosmetics and beauty related accessories is still thriving and literally brimming over with tons of products and brands to choose from. If you are looking for cheap shopping deals on expensive beauty brands, grabbing hold of seasonal and clearance sales and buy 1 get 1 free or buy 2 get 3 offers should be your top priority.

Women and cosmetics can never be separated. No matter how hard you try to meet up with your daily expenses, women can always be seen saving some of their budget to buy the cosmetics and perfumes of their choice to look attractive. So, why should you be paying more than you can actually afford when with a little bit of careful trawling of the web, you can save big bucks on expensive skincare products of your choice? Before making a final purchase online for expensive branded beauty products, make sure that you carry out the necessary price comparison to compare various brands, designs, colors and prices to settle down on the best cheap shopping discounts you can ever get. So, go ahead and get online today to find some budget-friendly shopping deals on world’s leading brands dealing in cosmetics and beauty products that you would love to get your hands on!

 

Guide to Buy Art Prints Online

Anyone who’s been to an art museum quickly gets an idea of just how much those original works of art cost. There’s no way you’d ever be able to afford them – unless you were going to buy art prints instead. Though just recreations, these are as detailed and give just the same effect as their originals, but are actually within the budget of the average person interested in buying them.
The prints are so strikingly like the pictures they came from and many people are mystified as to how they are created without damaging the original work in any way. Typically, this is done through one of three methods, the first being lithography, a chemical process that is used to actually reprint the art. There is also serigraph, where ink is pushed through a screen, giving a final image formed by a stencil.

Having a set budget is also a very good idea. The price of any art print will depend on size and artist. As long as you can keep this in mind, you should have a head start when the time comes to shop. You should also find out how much framing is going to cost you. This will make your home look even more classy.

When you know what you want you are ready to start looking for your prints. If you shop around at your local art store, you will notice a huge spike in prices. When you choose to use the internet for your shopping, you are enabling yourself to save a lot more money. Not only can you get free shipping, but you can get great discounts as well.

Look around at various online stores for art prints. There are stores all over the world that will offer various types of prints from different artists. If you have the extra time, you may want to browse around and compare prices and prints. Look for great promotional deals from sites and make a point to look at online auction sites.

Those looking to save even more money need to stop at online auction sites. These sites are great when looking for cheap or even rare art prints. Now, you may not always find what you are looking for which can be looked at as a downfall. Simply take a look around and find out which auction sites have the best selections.

Framing is another expense that needs to be considered. When you first buy some art prints they are just going to look like posters on the wall. When you decide to have your prints framed, you are adding some more elegance to your home.

Art prints are a great and cost effective way to decorate your home. There are plenty of places that you can buy these prints, you just need to know where to look. When looking around online, make sure that you take these tips right along with you. You never know what kind of art you will stumble upon, even when you are not looking.

 

Tips to Buy Baby Bouncer

When you are looking for a baby bouncer, consider what you want in one. Is the bouncer going to be for playtime? Is it going to be used to help put baby to sleep? Depending on what your main use will be, what you are looking for may vary. You also need to consider how long you think you will want to use the bouncer for, and whether or not you are likely to take it on vacation. Some baby bouncers can convert between being suitable for play-time and suitable for sleeping, but some may only be appropriate for one or the other. Baby bouncers have weight limits, so be sure to check the limit before purchasing. If you are likely to want the use of it for longer, buy one with a higher weight limit. Some bouncers fold up easily for travelling. If you travel a lot, one of these would be ideal.

There are baby bouncers that have a bar attached above them which toys dangle from to keep baby occupied. The toys on some of these bouncers are removable, so you can convert between the bouncer being for playing or relaxing. This is a good option for someone who will be using the bouncer frequently. Many bouncers vibrate or play soothing music, or do both. When playtime is over, these features will help you get baby to sleep. There are some bouncers that are designed so that they are self-rocking. When baby moves; the bouncer rocks. This option is great for busy moms.

Some companies are selling more modern looking baby bouncers that you can buy to match the dè(c)cor in your home. These bouncers make a great addition to your interior design, and do not need to be put away when you are cleaning up or having guests. The baby bouncer adds to the overall look and works as both a way to keep baby happy and as an added decoration.

Whatever it is your looking for in a baby bouncer, there is sure to be something on the market for you. Baby bouncers come in several different colours and designs, and offer different features to suit your needs. Search around and you will find the perfect baby bouncer for you and your baby.

Internet Shopping Advice

The Winners and the Losers in the Retail Horse Race

What many people don’t realize is that many Internet retail websites have in fact been experiencing steady growth in sales, even as the recession becomes more entrenched. In fact, this years dismal sales figures that most traditional community based retail outlets reported were counterbalanced by far more positive figures for online sales.

Market Analysts are Kept Busy

So what are the reasons for this new and growing trend and what does the future hold for your local neighborhood retailers and web based retailers alike? Of course as the economy picks up and it eventually will, market researchers will be hard at work analyzing data and trying to make sense of it all.

Still The Best Deal Around

However; those who are anxious to deduce conclusions today unanimously point to several key factors. To start with, it is virtually common knowledge now that a shopper can always find a better price on whatever they are shopping for online but thats not all.

The Shameless Promoter

Internet entrepreneurs have also become much more savvy promoters then they have been in the past and the reason for this is the intense competition that exists online. So while your neighborhood retailer has been content to rely on his or her “prime location” as their prime marketing tool, the web based retailer is digging deep in his tool box and using every trick in the book.

Truly Effective Online Promotion Tools

Product oriented membership and niche marketing websites, free giveaways, far better designed and user friendly websites are but a smattering of what todays savvy online retailer is wielding to rope in customers and keep them coming back again and again. Also, web based marketers have discovered the importance of top notch “customer service” and are now doing a much better job of providing it.

Local Retailers Now Going Online

However; there is no need to despair over the plight of your local neighborhood retailer because it seems that the ones that are going to survive are learning quickly from their online competition. They are realizing that in order to remain competitive in the coming future they are going to have a web presence to augment what they have on the ground in their community.

 

Price vs. Quality

some stores offer clothes from well known brands, trying to lower their costs to offer them at the lowest price possible, others sell less known brands at an even lower price. For people not interested in fashion, buying the more expensive clothes may seem like throwing money away, but more often than not cheap clothing are of poor quality, making it far more expensive than first expected.

Although a higher price may indicate a better quality, this is not always the case. Many fashionable brands grow in popularity due to completely different reasons than quality, but as they grow in popularity they are forced to focus on quality as well, otherwise the negative publicity would crush them. The more people who use a certain brand, the more important quality get.

Smaller brands can’t afford to wait for them to become popular, so instead they often put a lot of time and effort into making the clothes as good as they can. This way they stand a chance of becoming popular, at least in less fashionable communities. Buying such clothes is often a good deal, although rarely a fashion statement.

The problem with find cheap clothes of high quality is the vast number of brands, and the fact that they are often virtually unheard of. If the brand isn’t to small one can often do a bit of research online to see what others think of the clothes, making the decision so much easier. There are numerous of websites dedicated to clothes without actually selling any, taking a look at any of these sites or blogs can give a good hint as to what brands to buy and what brands to stay clear of. While this isn’t fool proof in any way, at least it will give a few good pointers to make better deals online.

Similarly there are many websites dedicated only to high-end brands. Often these websites or blogs are written by people with a keen interest in fashion and clothes making them a good starting point for people longing to become more fashionable but without the interest and knowledge to know what to buy.

One thing to look out for is replicas of high end brands. The websites selling replicas are growing at a similar rate as any other online web shops, but even if you are looking for a cheaper version of a popular pair of shoes, a bag or anything else odds are you won’t get what you thought you would. Many of the replica sites are plain frauds, while others present pictures of the original with little or no resemblance to the actual product. A replica that screams fake is rarely fun to wear, no matter how cheap the price.

Tips to Buy Sporting Equipment

If the product you are purchasing is brand new, then check with the seller if any warranties or guarantees are provided with the product. Also what comeback do you have if the item is damaged or broken.
Ideally, it’s better if you’re buying a brand new sporting item. This is because it is likely that the item has been used by someone else and may be unclean.

Many of the free classifieds you will see for sporting goods; both in newspapers, magazines and online, are for second hand products. It is important to remember that these items will very rarely come with a return policy attached to them. Therefore you need to look carefully at the product and do as much research before purchasing in case it is not ideal for what you want.

If you are in contact with the seller by email then arrange with them to send extra images and information relating to the product. If it’s a tent or a bicycle, ask them to provide you with photographs taking from various angles. This way you will be able to see just what sort of condition the item is in.

Before you make any purchase, it is advisable to speak directly with the seller by email or on the phone. This way you will be able to ask them more pertinent questions with regards to the condition of the item you are thinking of purchasing. It is at this stage that you can find out the reasons why they are selling the item. Sometimes you may well find that the item you are interested in is not a personal item but a job lot that the seller is trying to get rid of quickly.

Be wary of sellers who use standard advertisement photographs from other websites or from sales brochures to advertise their products. It’s these people you should once again be asking to provide further photographs so you can really see what condition the equipment is in. If they are unwilling to supply further photographs of the item for sale or provide you with answers to your questions then walk away immediately and look elsewhere for the same item.

Make sure you take the time to learn about the product and the seller before making a more informed decision about your purchase. So never rush into making the first purchase, but spend time looking closely at all the other adverts that have similar products for sale.

 

Tips to Secure Your Online Shopping

Contact Information
Clear contact information is a must-have for any serious online business. After you land on a website for the first time, contact information is one of the most important check points. Make sure you have direct contact information before you make any purchase. The contact information includes phone number and address, not email contact form only. Most of people think the toll free number is much better than the local number because it is free and shows the strength of a company. However, the fact is that any one can apply for a toll free number and people can take advantage of it to add more attraction for a trap. If you watch Oprah’s show, there is a case for the fraud with a toll free number. The toll free is good for a customer service but it doesn’t mean everything. If there is a local phone number, at least you can check whether the local area number matches with the published address. Anyway, you are really on your own if there is no contact information.

HTTPS connection
Most of online users know what HTTPS means but how many of you check this when you are shopping online. HTTPS is Hypertext Transfer Protocol Secure. The HTTPS connections are often used for payment transactions on the web and for sensitive information transmission. If you are on the formal online shopping sites, your connection will be changed from http to https when you click to check out. If no https connection, all your registration information and banking information are transparent for anyone on the internet. After you click the check out button, make sure your url connection changes to https connection from normal http connection.

Payment Resolution
Pay attention to the payment system they use. PayPal and Authorize are popular online payment system. The reason is that people trust them to make a transaction and protect their banking information at the same time. However, you should be alert if the payment system is the one you have never heard. Your credit card information or banking information may not be protected in a secure system.

Downloadable Products
Downloadable products are the best suitable ones for online shopping. First, make sure if it is the right one you want to purchase. Most of those products are non-refundable so read the policy carefully. Even through PayPal, you may not get your money back if not what you really want. Second, make sure that they have a good customer service including phone contact information. If only an email contact form, you could find no response after the sale. Third, always remember that too good to be true. Usually you will find a nice software or tool with long page testimonials. The best thing is only a few bucks or something like that. If you really get what you need, that is good. However, there is a possibility that you lose that small amount of money with nothing or even worse your credit card information.

 

Internet Shopping Security

Once the secure page is on the screen, you should be able to see either a locked padlock or a key at the right hand side of the status bar at the bottom of your browser window. If you double click on this icon, you can view details of the security certificate that the site has been awarded. Additionally the beginning of the web address changes from http to https with the ‘s’ indicating a secure page.

The miracles of modern technology will protect you to a large extent, but you’ll need to use your own common sense as well. Stupidity brings its own rewards, and sometimes people get defrauded because they were dimwitted enough to be careless. Use the same caution that you would with any purchase. Stick with companies you trust. If you haven’t heard of them before, do some research first. A reputable company includes details of its business on its site – at the very least you should make sure you have a business address and a telephone number before you make a purchase.

Look for sites that are members of reputable Internet Shopping schemes with strict guidelines. Trust your instincts. It isn’t only the people at the other end of the transaction that you have to consider. Don’t forget to protect yourself from the thieving ways of your co-workers, your children, or even your spouse.

If other people have access to your computer, make sure your credit card details aren’t left in the browser for all to see. Guard your passwords with your life. Don’t leave them lying around on sticky notes.

The Many Talents of a Credit Card

Your credit card is an invaluable ally in your Net shopping forays. Not only does it enable you to live vastly beyond your means, but also it’s very concerned for your welfare and looks after you in all sorts of ways you might not be aware of. It is generally good practice to use a credit card to shop online because your liability is limited if your card is used fraudulently.

Additionally, if you need to get your money back on purchases because the goods are faulty or do not arrive, you can claim against the credit card company as well as the seller. This is particularly useful if the seller goes out of business.

If you have a problem or someone uses your card fraudulently, your credit card company will fight your battles for you, provided you reported your card stolen and went through the due procedure with the bank.

It’s worth checking with your credit provider or bank to find out what its policy is, because most cover you fairly comprehensively. Of course, in all cases, you’re only covered if it isn’t your fault. We’re back to your thieving, dishonest friends and family again – if your card is used fraudulently with your knowledge or consent, then you’re on your own. And it serves you right.